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Director of 2LOD Credit & Financial Risk

Zopa

Zopa

This job is no longer accepting applications

See open jobs at Zopa.
Accounting & Finance
London, UK
Posted on Friday, May 5, 2023
Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
Effective and efficient risk management is a core capability of any scaling bank and at Zopa we see this as a crucial competitive advantage. A strong second line function sets the tone and helps build the systems and frameworks that allows Zopa to scale with confidence.
Reporting to the CRO we’re lookingfor an experienced Senior Risk Leader to join us as Director of Second Line Credit and Financial Risk. This is an integral role at Zopa,providing a strong and independent second line of defence across credit, model, capital,interest rate and liquidity risk.
Using sound judgement, you will design and manage the frameworks needed to mitigate financial risks (policies, procedures, systems, and controls) and role model the risk based culture needed to support Zopa’s resilient growth.
This role will form part of the SMCR regime at Zopa.

The Role:

  • Thought leadership on the management of financial risks across the Bank, working with the Board, Executive team and First Line Product, Finance and Operations Directors
  • Developing and maturing frameworks, analytics, policies, procedures, systems and controls that give Zopa confidence in managing financial risks
  • Provide 2nd Line oversight to complex areas of financial risk. Assessing strategic problems and opportunities, and defining appropriate solutions
  • Lead contributor to regulatory documents (e.g. ICAAP, ILAAP and Recovery Plan) and regulator interactions
  • Horizon scanning of industry requirements and regulatory changes in relation to responsible lending, models, capital and liquidity risk
  • An SME for the board providing guidance, support and data driven challenge

About you:

  • You’re an experienced Senior risk leader who understands a retail banking business model with a broad awareness of consumer finance, payments and capital and liquidity risk
  • A proven track record of creating and developing risk-based practices & models to provide smart, sustainable solutions
  • A resourceful leader who can drive data and analytical insight, communicating complex matters to a variety of stakeholders, including the Board, regulators, 1st line and 2nd line leaders, to ensure a coherent approach to Zopa risk appetite and an efficient sharing of best practice
  • You’ll possess strong quantitative and qualitative analytical skills, including the ability to synthesise a large volume of information and come to an overall view of the implications for Zopa’s risk profile.
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Flexible working? Yes please!
At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work life balance. Our teams work in a hybrid manner from our open-plan, riverside London Bridge office and the comfort of their own homes at a frequency that suits the team and the work they do.
Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

This job is no longer accepting applications

See open jobs at Zopa.