Graduate Analyst 2026
Zopa
IT
London, UK
GBP 42k-42k / year
Posted on Sep 19, 2025
Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
What is a Graduate Analyst? 💡
At Zopa, our Graduate Analysts spark new ideas, shape disruptive strategies, and help build products our customers love.
They combine creative problem solving with strong numerical skills, turning data into insights that drive business decisions. They are storytellers, learning to translate complex analysis into clear, engaging narratives for both technical and non-technical audiences.
With real autonomy and the chance to collaborate across all levels of the business, they have the chance to make an impact from day one.
It’s no surprise we’re one of the UK’s 100 Most Loved Workplaces. But don’t just take our word for it, hear from some of our recent grads...
“You're surrounded by smart, driven, and insightful people, with whom you are always facing an engaging challenge - there are no boring days here”
“Zopa has broken every negative stereotype I had of working at a bank. As a company it is always pushing new boundaries, and as an individual you are constantly encouraged to innovate”
“I love how you start with a group of graduates from diverse backgrounds at the same time, and Zopa strikes a great balance between challenging you and setting you up for success”
Where will my journey begin? ⛳
You’ll start in a set team, such as Credit Strategy, Data Science, Analytics or our Risk Lab. We will work with you to find the best starting point, giving you a strong foundation for any Analyst role. Throughout our process you’ll learn more about each area, but to give you a flavour...
The Risk Lab 🤖
- Use data, AI, and modelling to uncover opportunities to scale Zopa sustainably
- Apply GenAI to real business problems, from improving customer experiences, to fraud and financial crime and diagnosing tech incidents
- Prepare insights and engage with senior leaders to help shape solutions to complex challenges
Credit Strategy 🧮
- Sit at the heart of our profitability and shape how Zopa lends across its portfolio
- Refine lending approaches through modelling, testing, and analysis whilst using some of the best tech in the industry
- Partner with product leaders and prepare and present findings to senior stakeholders
Analytics 📊
- Conduct exploratory analysis, A/B tests and build dashboards to support key decisions across our products and operations
- Translate complex data into clear stories for both technical and non-technical audiences
- Partner with senior and product stakeholders to understand and translate business needs into analytical briefs
Data Science 🧪
- Design and deploy models that power Zopa’s products and strategies. Fun fact: Zopa has been powering lending decisions using Machine learning for over a decade!
- Experiment with machine learning, personalisation, and predictive modelling
- Work closely with product, engineering, and analytics teams to bring models to life
Where could your career go? 🔮
The short answer is, anywhere! Wherever you start at Zopa, you’ll be developing transferable skills in coding, analytics, data science, and prompt engineering. From the outset, you’ll work on projects that build strong technical and commercial foundations.
We don’t run a rigid rotation, but you’ll have the chance and be encouraged to move between teams in your first few years - gaining knowledge breadth while developing skill depth.
With a strong in-house support network, you will spend time learning about our products, training across key technical skills, and getting to know your peers. As you grow, we’ll give you freedom to explore projects and internal moves that energise you, helping you carve your own path.
Could you be our next Graduate Analyst? 📤
- Numerically confident – you can handle A-level complexity mathematics
- Analytical thinker – you have strong logic and critical-thinking, you see opportunities in complex challenges and know how to break down and solve a problem
- Curious about analytics and AI – you’re keen to learn how to use Python or SQL and you’re curious about how AI is shaping our future
- Collaborative at heart – you love sharing ideas and perspectives to get the best results
- Always improving – you're always looking for ways to improve things around you and you adopt a growth-mindset to your development
The Process 📆
- Applications will open on Friday 19th September and close on Friday 17th October.
- Once you apply, we want you to show us your skills! You will receive a link to complete our Online Assessment. The assessment takes roughly 40-45 minutes to complete.
- We will be in touch with an update by the end of October. If you are successful, we will invite you to one of our in-person interview sessions in our brand-new Canary Wharf offices in November. The confirmed dates are: Friday 21st, Monday 24th and Tuesday 25th November 2025. These are our only available interview dates, so please pencil in your diary!
- We’re also excited to invite successful applicants to our Graduate Analyst Webinar. Here, you’ll get more insight into life at Zopa, hear from our leaders and get our top tips for success! These will take place on Monday 3rd November &Wednesday 5th November via Zoom.
- Our final interviews will take place in December and offers will land before the end of the year!
The salary for our Graduate Analysts is £42,000 per year, with up to 10% discretionary bonus.
Note: These roles may be best suited to 2024-2026 graduates, ready to start in January or September 2026. If you have already graduated and have a few years of experience under your belt, look out for our additional experienced roles on our careers page!
#LI-OH1
We're on the move!
Towards the end of 2025 Zopa will be relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. The 44,000 square foot workspace will foster collaboration and inspire creativity for our 900 employees amidst our 2025 growth blitz.
At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.
You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.